Infinity Travel Insurance: Is It Right for You?

What Is Infinity Travel Insurance?

Infinity travel insurance provides coverage for trip cancellation, delays, medical emergencies, baggage issues, and more while you’re traveling.

It’s designed to protect travelers against many of the unforeseen circumstances that can ruin a vacation.

Infinity insurance has a variety of plans to meet different needs and budgets. The main difference is the level of coverage. Some plans only cover trip cancellation, while more comprehensive plans will also cover medical emergencies, lost baggage, travel delays, and more.

Benefits of Infinity plans include assistance with emergency medical expenses while traveling, up to $10,000 or more depending on the plan. There is reimbursement for prepaid non-refundable travel costs if you have to cancel or interrupt a trip. And coverage for lost, stolen, damaged or delayed baggage.

Available add-ons include the “Cancel For Any Reason” upgrade which allows you to cancel a trip for any reason up to 48 hours prior to your departure date and be reimbursed for 50-75% of your trip costs (depending on the plan). There is also an option to upgrade medical/dental coverage limits.

Trip cancellation policies allow you to cancel for covered reasons like sickness, injury, death of a family member, layoff, and more. Interruption policies cover the same reasons if you have to cut a trip short. Infinity insurance gives you options to customize plans.

Before purchasing, carefully review policy details as exclusions do apply. But for peace of mind while traveling, Infinity insurance offers flexible, affordable coverage.

So if you want protection against surprise mishaps on your next vacation, Infinity travel insurance plans are worth considering.

Is Infinity Travel Insurance Right for My Next Trip?

Deciding whether to buy travel insurance is a personal choice based on your trip details and risk tolerance. When booking your next getaway, ask yourself these key questions to determine if an Infinity policy could be a smart option:

1. Will your trip costs be substantial?

If you invest a lot into flights, pre-paid tours or hotels, travel insurance can protect you from losing money if you must unexpectedly cancel. Infinity even covers cancellation for any reason.

2. Are you traveling overseas or embarking on an adventurous vacation?

In these cases, supplemental health coverage and emergency medical transport through Infinity can be wise in the event you become injured or sick abroad. This is especially important for destinations with poor medical care.

3. Will you be traveling during hurricane or rainy season?

Trip delay or interruption coverage through Infinity would refund you for delays stemming from severe weather. They also cover accommodation if hotels become uninhabitable.

4. Do you have existing health conditions?

Pre-existing medical conditions often aren’t covered by basic health insurance when traveling. Infinity offers a rider to include these at an added cost.

5. Do you plan to scuba dive, ski, golf or partake in other recreational activities?

Make sure to note these plans, as Infinity’s basic coverage may not include sports injuries. Upgraded policies can add protection.

By weighing your unique trip details against policy benefits, you can determine if Infinity insurance offers value. Just remember that ultimately, travel insurance aims to give you greater peace of mind. Don’t break the bank, but do consider it if your trip warrants the extra safeguard.

Ways to Compare Infinity Travel Insurance to Other Providers

When choosing travel insurance, Infinity is one of many options to consider.

Here’s how Infinity compares to some other major providers:

Coverage: Infinity offers comprehensive plans that can cover trip cancellation, medical emergencies, baggage loss, flight delays, and more. Their plans are similar to big names like Allianz, Travelex, and Travel Guard.

Pre-existing conditions: Many plans exclude pre-existing medical conditions, but Infinity offers a rider to cover some pre-existing conditions for an extra fee. Allianz and Travelex also offer this option.

Age limits – Some providers have age limits, but Infinity sets no age restrictions. This makes them one of the few companies that cover travelers of any age.

Adventure sports: Planning adventure activities like snorkeling or skiing? Infinity covers many recreational sports at no extra cost, which is rare among US-based insurers.

Customer service: Infinity gets positive reviews for fast claims processing and helpful 24/7 customer assistance. Users describe the process as smooth and efficient.

Conclusion

When comparing costs, Infinity tends to be very affordable, with prices often beating competitors. For example, a 2-week Europe trip policy runs about $100 with Infinity but $130+ with Allianz.

No matter which provider you choose, read the fine print to verify your trip details. Focus on what’s covered and what’s not to determine if the policy fits your needs. Every trip and traveler is different, so find the plan that lets you travel with ultimate peace of mind.